Products Hero
Product 1·

Paghiram

Designed for full-time permanent staff—repayable with your next paycheck.

Loan Amount ₱2,000 ~ ₱50,000
Repayment Period 91 – 180 days
Daily Interest Rate 0.05%
Requirements Employed for 6+ months, 1 valid ID
Paghiram
Peso Online
PRODUCT 2·

Peso Online

Designed for entry-level professionals—repayable with your next paycheck.

Loan Amount ₱1,000 - ₱50,000
Repayment Period 91 - 360 days
Daily Interest Rate 0.05%
Requirements 18+ years old, 1 valid ID required
Product 3·

PHPocket

Designed for full-time permanent staff—repayable with your next paycheck.

Loan Amount ₱3,000 ~ ₱50,000
Repayment Period 90 – 180 days
Daily Interest Rate 0.05%
Requirements 1 valid ID, active local bank account
PHPocket

What types of ID do we accept?

For faster approval, we recommend government-issued IDs with barcodes or online verification capabilities. Provide at least one of the following:

UMID
POSTAL ID
PASSPORT
SSS
DRIVING LICENSE
PhilHealth ID
SSS
NATIONAL ID (physical card)
PRC
NATIONAL ID (laminated)

Basic Eligibility Requirements

Filipino citizenAged between 18 and 60.
Stable source of incomeWhether through full-time employment or self-employment.
Active mobile number and payout accountTo receive OTP verification codes and loan proceeds.